December is an expensive month, is it not? Christmas gifts are the most obvious expense, but there are often clothes to buy for the parties, at which there is food. Or photos (in possibly a different set of clothes) for holiday cards. Decorations, a tree, charitable giving, etc. – it adds up quickly!
Whether you need to cut back on spending, or just want to rein in the madness, there are many ways to do so without feeling like Ebeneezer Scrooge. Here are a few angles that you may not have considered.
Writing at Simple Mom, Tsh reminds that planning ahead is the key to staying within a budget at Christmas. That includes setting money aside each month for the bigger bills in December, and also being mindful of the many little expenses that come up in this season. She offers this free Christmas budget printable to help you plan.
A Christmas tree is another big expense. I realize that some of you just questioned my promise of non-Scrooginess because cutting down your own tree or picking the best one from the corner lot is your very favorite Christmas tradition. But for others, this may be a fun way to change up your holiday decor. I was definitely looking for tree alternatives in the years when my boys were toddling around precariously! Check out these creative options for inexpensive Christmas tree alternatives.
This is probably my favorite list, and I may accidentally leave a printout where my husband will find it…10 Holiday Dates. There are a couple of splurges like tickets to the Nutcracker, but most of the options won’t put a dent in your bank account. Brett at The Art of Manliness puts the list in a romantic context, but nearly all of the options could be adapted for a group of friends, a family or even an office get-together. Another bonus is that most of them are interactive, perfect for forming lasting memories.
Remember that you can start with just one or two areas to cut back your holiday spending – Pinterest is a great resource for this. Try entering a search like inexpensive Christmas gifts or whatever suits your holiday budget style. You’re sure to find a way to save a few dollars this season!
What are your best money-saving tips at Christmas?